Finance – Urbaneer

How Mid-Century Modern Apartments Housed The Post War Immigration Boom In Toronto

July 11, 2023

Welcome to The Urbaneer blog on housing, culture, and design! I’m Steve Fudge and I’m celebrating over three decades as a realtor and property consultant. Today I’m writing about Midcentury Modern Apartments – which were built in the late 1940s through 1960s in Toronto – for three reasons. The first…

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Will Extending Mortgage Amortizations Delay, Or Save, Toronto’s Real Estate Market From Further Price Declines?

May 19, 2023

Finance, Tales From The Real Estate Trenches

Welcome to the Urbaneer blog on housing, culture, and design! I’m Steve Fudge and I’m celebrating my 31st year as a realtor and property consultant in Toronto, Ontario, Canada. Does your jaw drop every time the cashier at the grocer tells you the total cost of your purchases? Or…

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High-Ratio Homebuyers Take Advantage Of Price Moderation In Toronto Real Estate

March 30, 2023

Finance, For Buyers, Real Estate

Welcome to my blog on housing, culture, and design! I’m Steve Fudge and I’m celebrating my 31st year as a realtor and property consultant in Toronto, Ontario, Canada. Welcome to my blog on housing, culture, and design! I’m Steve Fudge and I’m celebrating over three decades as a realtor and…

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Dear Urbaneer: Will The New Anti-Flipping Legislation And A Ban On Foreign Buyers Impact My Toronto Property Investment?

February 27, 2023

Dear Urbaneer, Finance, Housing & Politics, Real Estate

Welcome to this month’s installment of Dear Urbaneer, where I counsel clients and customers on their real estate related queries. This month, I am helping a prospective property investor who is wondering about ROI in the context of the new CRA taxation requirements, intending to deter shadow-flipping and speculative…

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Is The Toronto Condo Market In A Precarious State?

January 26, 2023

Finance, Real Estate, Tales From The Real Estate Trenches

Welcome to the Urbaneer.com blog that explores housing, culture and design in Toronto, Ontario, Canada! I’m Steve Fudge and I sell Toronto real estate. Being a realtor and property consultant for over 3 decades, a year ago I felt the market shift. And eleven months ago I started expressing my…

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Despite Fluvid & Rising Interest Rates, The Shelter Prize Is Safety & Convenience When You Live In Swansea, Toronto

November 22, 2022

COVID-19 & Toronto Real Estate, Finance, Junction / High Park / Bloor West / Swansea, Swansea / High Park / Bloor West Village, Tales From The Real Estate Trenches

I’m Steve Fudge, and I’m a property consultant and seasoned realtor in Toronto, Ontario, Canada. Welcome to my blog on housing, culture, and design, where I explore all the facets of real estate, shelter, and home. Today I’m sharing my thoughts on living in the time of Fluvid, our current…

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Dear Urbaneer: Does It Make Sense To Buy A Home In A Declining Market?

August 30, 2022

Dear Urbaneer, Finance, Real Estate

Welcome to this month’s installment of Dear Urbaneer, where I – a Toronto realtor for 30 years – answer real estate questions from my savvy readers. This time around, I’m offering guidance to a reader with a young family who will soon be relocating to Toronto. Given the current concerning…

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Turning A Blind Eye To The Real Costs Of Toronto Real Estate Investment Properties

February 28, 2022

Finance, For Buyers, Real Estate, Tales From The Real Estate Trenches

Welcome to my blog on design, culture and housing in Toronto, Ontario, Canada. For many, it’s hard to envision Toronto – a city that has experienced near consistent market appreciation for a quarter of a century with nary a dip outside of the occasional value flatline – experienced a calamitous…

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Dear Urbaneer: How Might CRA Taxation Affect The ROI Of An Investment Property?

February 25, 2022

Dear Urbaneer, Finance, For Buyers

Welcome to this month’s installment of Dear Urbaneer, where I answer questions and concerns from inquisitive readers and clients. This month, I offer advice to a Buyer wanting to understand how CRA (Canada Revenue Agency) taxation is factored based on how the income and expenses are reconciled, remitted, or deferred…

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The Growing Trend Of Financial Landlords In Toronto Real Estate

August 26, 2021

Finance, Real Estate

Welcome to my blog on housing, culture, and design in Toronto, Ontario, Canada. Real estate in Canada, like many places around the globe, is a multifaceted thing; it serves our basic need for shelter, provides psychological benefits like feelings of comfort and security, is an important part of our self-expression (here’s my…

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