Welcome to the Urbaneer.com blog that explores housing, culture and design in Toronto, Ontario, Canada! I’m Steve Fudge and I sell Toronto real estate. Being a realtor and property consultant for over 3 decades, a year ago I felt the market shift. And eleven months ago I started expressing my…

We’ve talked about home inspectors, lawyers, and most recently appraisers, so now let’s ask: What exactly does a Mortgage Broker do? We spoke with our go-to mortgage master Jake Abramowicz (now The Mortgage Jake Team) and here’s what he had to say!   Thanks for asking, Steve! It’s an excellent question…

Whether you’re a first time Buyer or not, there’s a lot of information to digest – not to mention a lot of documentation to execute – once you decide to embark on a dwell hunt. The learning curve can seem especially steep when you are doing it the first time, especially since…

House hunters take note: buying a home will be a little tougher, starting on July 1, 2020. CMHC announced this week that they are tightening the rules to qualify for a mortgage. As the economic fallout continues from COVID-19, being overleveraged with household debt creates dangerous vulnerabilities, particularly in an…

The winds of real estate change are blowing again, this time from Parliament Hill. We’ve seen many new measures and policies unfold for finance and real estate over the past years – the most recent being the Provincial Government’s Fair Housing Plan in April 2017 – but this week the Federal Government has announced…

In one of the more hotly anticipated economic moves this quarter, the Bank of Canada recently raised interest rates for the first time in 7 years, lifting its benchmark interest rate to 0.75 per cent from 0.50 per cent I talked recently in my Summer forecast for Toronto real estate (click here…